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Money is a Resource. So is Action.

David Ramos
2 min readAug 18, 2020

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I remember reading an article from Tim Ferriss once where he ranted over the amount of complaining he hears every day.

What bothered him most was that the majority of complaints were about minor inconveniences. Broken things, late things, busy things…

His reply was something I still remember to this day: “If you have a problem, and you have the money to solve that problem, then you don’t actually have a problem.”

His thought process went like this:

If you say that you’re too busy to build your business because you have to cook and clean — hire someone to cook and clean. If they even just take over 25% of your responsibilities, how much time have you gotten back? How much more progress would you make if you stopped complaining about your limitations and started paying to eliminate them?

In the same way, think about removing your limitations. If there is something you want, and there is a clear path of action to get you that thing, then there is nothing stopping you.

Just like money, action is a resource that must be invested wisely. If we throw our money in the bank, the interest it earns from inaction (sitting in the bank is the “safest” thing you could do) will never outpace inflation. Over time, our money will become less and less valuable precisely because we didn’t use it.

We need to take action early and often. The longer we wait, the less effective that action will become. Age will inevitably limit the type and amount of action we can take.

If you have the ability to act today, then the door to what you want is wide open.

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